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Refinancing

At Circlesfundme Asset Refinance, we purchase your equipment, plant and machinery or vehicles for an agreed value and then finance the asset back to you for a fixed monthly payment.

This offers your business the best of both worlds as you continue to benefit from the use the asset in question, and at the same time as capitalising on a cash injection straight into your business to help your business grow.

For best results, it is advisable to not withdraw your savings until the end of your fixed duration to enable you get full value from your interest.


Loan Requirements

Our Property Finance Loans is available only to members of Circlesfundme Cooperative Society. Join us today, and access our loans through the following simple steps:

  • Join a savings group today with a weekly or monthly savings amount that is convenient for you.
  • Save up to 10% of the loan benchmark for your group as equity contribution.
  • Get a loan that is 400x your savings amount, and linked to the purchase of an asset.
  • Pay back conveniently over a period of 6 years, at a low interest rate.


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